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Melbourne

Shelter Mortgage Company
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Melbourne

OUR MELBOURNE, FLORIDA TEAM

NATASHA CARTAGENA SPENCER

NATASHA CARTAGENA SPENCER

Lending Manager

NMLS # 552564

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BRIAN SPENCER

BRIAN SPENCER

Senior Loan Officer

NMLS # 803141

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About Us

Shelter Mortgage Company is a full-service mortgage lender. Whether you are a first-time buyer or experienced homeowner, we are the professionals who make a difference in the mortgage industry.

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(855) 922-1350

Shelter Mortgage Company

1100 Virginia Dr, Suite 125
Fort Washington, PA 19034

Shelter Mortgage Company | Terms of Use | Privacy | Accessibility | Contact | Careers | Licensing

Newrez LLC d/b/a Shelter Mortgage Company. 1100 Virginia Dr Suite 125, Fort Washington, PA 19034. 1-855-922-1350. This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.

*Closing cost offer available to customers who submit an application for a purchase. Only available for single family primary residences. Credit provided at closing. The offer is nontransferable and can only be used by the intended recipient. Advertised discount can only be applied toward payment of closing costs up to a total amount of $1,000 subject to product underwriting guidelines. Any portion of the discount amount not used toward closing costs will be waived.

**A pre-approval does not signify that all underwriting requirements have been met. Actual terms, including interest rate, are subject to change without prior notice and may vary based on eligibility criteria. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Please contact Newrez for additional details.

***Lock & Shop Program is for borrowers with a PowerBuyer Certification**. The lock will be honored for 75 days total. Consumers must initiate a mortgage loan application for a specific property and be under purchase contract for the property at least 45 days prior to lock expiration to extend the locked rate. All rate lock extensions are subject to Newrez’s standard rate lock extension fees. Not available for all loan products. Please contact NewRez for additional details.

****Newrez agrees to pay the borrower the amount of the earnest money deposit (up to $2,500) following the home loan closing, if the loan does not close on or before the contract closing date due to a delay caused by Newrez. Void if there are any material changes to income or assets. Offer requires 30 business days from Newrez’s receipt of purchase contract to closing date. Other requirements include: minimum 700 credit score, owner occupied purchase transaction. LTV and property type restrictions may apply. Available only through the Newrez Direct to Consumer Channel. Payment may be subject to reporting for tax purposes. Please contact Newrez for additional details.

†By refinancing an existing loan, the total finance charges may be higher over the life of the loan.

Freddie Mac BorrowSmart AccessSM and Affordable Seconds® are registered trademarks of Federal Home Loan Mortgage Corporation. Geographic restrictions apply.

© 2023 Shelter Mortgage Company, 1100 Virginia Drive, Suite 125, Fort Washington, PA 19034. NMLS #3013 (www.nmlsconsumeraccess.org). This is not a commitment to lend or the guarantee of a specified interest rate. All loan programs and availability of cash proceeds are subject to credit, underwriting, and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply.