Loading...
Team Member

NATASHA CARTAGENA SPENCER

Sr. Vice President

NMLS # 552564

APPLY NOW

NATASHA CARTAGENA SPENCER

While serving as Vice President and Branch Manager of Shelter Mortgage’s Florida Operations, which includes satellite operations in Texas, Alabama and South Carolina, my focus has been to excel in a truly inhospitable market. Today, I am proud to say our team has toiled in the trenches and come out the other side stronger and wiser. And we owe it all to a great deal of hard work and partnership amongst ourselves as well as those we serve. As I am fond of saying that the effort of one does not drive ultimate success. It is the efforts of one united team.

With over twenty one years experience in the residential mortgage lending industry, I specialize in builder and realtor relationships, including origination and development of mortgage products and services that ultimately enhance long-term business results. Our team focuses on the unique financing experience provided by Shelter as a one-stop shop, providing in-house origination, processing, underwriting, closing and shipping for our customers and partners. The Shelter Mortgage Team works diligently to nurture current builder, realtor and customer relationships, ensuring credibility and trust time and time again.

SC License # MLO - 552564

FL License # LO17483

Natasha and the entire group did a fantastic job getting us a great rate, loan program and helping us close promptly on our refinance.
- Mariah and Kevin Q.
Natasha was very helpful with the transaction and getting it to the closing table, much appreciated!
- Mathew B. and Deana M.
Natasha and her Team made me feel like a family member, special and I'm important to them and that they care.

MARKET NEWS

Up-to-date coverage on current mortgage trends.
Mortgage Applications Are on the Rise

Mortgage Applications Are on the Rise

It may be a greater supply of homes for sale. It may be price cuts on those homes. Whatever the…

View More
Jumbo Loans: Frequently Asked Questions and Answers

Jumbo Loans: Frequently Asked Questions and Answers

What makes a loan "jumbo" and is this the right kind of mortgage for you?

View More
Home Prices Still Increasing?

Home Prices Still Increasing?

The views about the direction of home prices diverged slightly in September, as those reported…

View More